{"id":1694,"date":"2023-02-24T10:48:56","date_gmt":"2023-02-24T16:48:56","guid":{"rendered":"https:\/\/encontacto.asefemsa.com\/?p=1694"},"modified":"2023-07-06T21:44:35","modified_gmt":"2023-07-07T03:44:35","slug":"deudas-informales-conozca-los-riesgos","status":"publish","type":"post","link":"https:\/\/encontacto.asefemsa.com\/index.php\/2023\/02\/24\/deudas-informales-conozca-los-riesgos\/","title":{"rendered":"\u00bfDeudas informales? Conozca los riesgos"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"108\" src=\"https:\/\/encontacto.asefemsa.com\/wp-content\/uploads\/2022\/09\/Cintillo-Tranquilidad.jpg\" alt=\"\" class=\"wp-image-1290\" srcset=\"https:\/\/encontacto.asefemsa.com\/wp-content\/uploads\/2022\/09\/Cintillo-Tranquilidad.jpg 600w, https:\/\/encontacto.asefemsa.com\/wp-content\/uploads\/2022\/09\/Cintillo-Tranquilidad-300x54.jpg 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure>\n<\/div>\n\n\n<p><br>Las <strong>deudas informales<\/strong> son pr\u00e9stamos otorgados por prestamistas no regulados por ley, como los <em>\u00abgota a gota\u00bb<\/em>.<\/p>\n\n\n\n<p>Algunos ejemplos de deudas informales son:<\/p>\n\n\n\n<p><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Casas de Empe\u00f1o<\/li>\n\n\n\n<li>Grupos de autoayuda y cadenas<\/li>\n\n\n\n<li>Pr\u00e9stamos pactados entre miembros de la familia y\/o amigos<\/li>\n<\/ul>\n\n\n\n<p><br>Las deudas informales tienen riesgos, algunos de ellos:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Los intereses son muy altos.<\/li>\n\n\n\n<li>Las cuotas solo pagan intereses y no abonan a la deuda.<\/li>\n\n\n\n<li>En algunos casos, utilizan amenazas para obtener los pagos.<\/li>\n\n\n\n<li>El monto solicitado debe pagarse en un solo tracto.<\/li>\n\n\n\n<li>No hay protecci\u00f3n de las leyes estatales.<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Programa Salud Financiera = Bienestar\" width=\"950\" height=\"534\" src=\"https:\/\/www.youtube.com\/embed\/_mKMQ3dZMQ4?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p><br><strong><em>El programa Salud Financiera = Bienestar busca acompa\u00f1arle para que equilibre sus finanzas y logre bienestar econ\u00f3mico.<\/em><\/strong><br><br><br><br>&#8212;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Las deudas informales son pr\u00e9stamos otorgados por prestamistas no regulados por ley, como los \u00abgota a gota\u00bb.<\/p>\n<a href=\"https:\/\/encontacto.asefemsa.com\/index.php\/2023\/02\/24\/deudas-informales-conozca-los-riesgos\/\" class=\"more-link\">Leer m\u00e1s<\/a>","protected":false},"author":1,"featured_media":1698,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86,6],"tags":[],"class_list":["post-1694","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-salud-financiera-bienestar","category-solidaridad","col-xs-12"],"_links":{"self":[{"href":"https:\/\/encontacto.asefemsa.com\/index.php\/wp-json\/wp\/v2\/posts\/1694","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/encontacto.asefemsa.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/encontacto.asefemsa.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/encontacto.asefemsa.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/encontacto.asefemsa.com\/index.php\/wp-json\/wp\/v2\/comments?post=1694"}],"version-history":[{"count":6,"href":"https:\/\/encontacto.asefemsa.com\/index.php\/wp-json\/wp\/v2\/posts\/1694\/revisions"}],"predecessor-version":[{"id":1702,"href":"https:\/\/encontacto.asefemsa.com\/index.php\/wp-json\/wp\/v2\/posts\/1694\/revisions\/1702"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/encontacto.asefemsa.com\/index.php\/wp-json\/wp\/v2\/media\/1698"}],"wp:attachment":[{"href":"https:\/\/encontacto.asefemsa.com\/index.php\/wp-json\/wp\/v2\/media?parent=1694"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/encontacto.asefemsa.com\/index.php\/wp-json\/wp\/v2\/categories?post=1694"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/encontacto.asefemsa.com\/index.php\/wp-json\/wp\/v2\/tags?post=1694"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}